Under the new FSRA, clients are now categorised as either Retail clients or Wholesale clients. Retail clients require insurance such as Motor Vehicle, Home, Personal Accident, Private Pleasure Craft, Travel, Personal and Domestic. In general, all other clients will be deemed as Wholesale. They will include commercial clients dealing with liability insurance, (including workers compensation, CTP, marine insurance (other than pleasure craft) and statutory insurance relating to residential construction work. When placing your insurance, at ACE IRM we have access to a wide variety of Insurance Companies and we will always select the Insurance Company that best suits your individual or company needs.

Home (Retail)
We can insure your home building against Defined Events and Accidental Damage. We can insure your home contents for either Defined Events where your are protected against damage or loss as a result of a specified event which will be outlined in your Product Disclosure Statement or we can insure against Accidental damage where the insurance is provided for additional benefits over and above those covered by Defined Events.
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Personal And Domestic Insurance (Retail)
Your personal items not covered by your home and contents insurance.
Please contact your retail Customer Service Officer for more information.